Abidin, Nur Liyana Zainal, Dwi Suhartanto, and Dian Imanina Burhany. 2024. “Modeling Adoption Behavior Toward Islamic Microfinance: A Comparative Study Between Malaysia and Indonesia”. International Journal of Applied Business Research 6 (01):1-20. https://doi.org/10.35313/ijabr.v6i01.382.